This dream can indicate that you are taking charge of your situation, no matter how hard it is.
The act of “paying” shows the work of karma, and that every cause has its effect. Everything has a cost. For example, gluttony brings health problems; selfishness generates loneliness; and covetousness, spiritual poverty. Happiness is in the middle ground between belongings and austerity. You must accept things are not yours, everything you have the world has only lent to you. Often, when one has nothing is when one has everything.... The Big Dictionary of Dreams